About Stabletown
Economic infrastructure for places.
Stabletown is a technology company building the programmable economic network for places. We start with institution-funded local commerce: connect sponsors, residents, merchants, rules, and outcomes in one reusable operating layer. As that network becomes more useful, the same underlying graph can support progressively deeper forms of community finance.
Why this exists
Places have institutions. They rarely have an economic operating layer.
A city, chamber, sponsor, resident, merchant, community project, and financing can all belong to the same local economy while living in completely separate systems. That fragmentation makes even simple interventions harder to launch, measure, and repeat.
Stabletown is not the missing middle between gift cards and municipal bonds. It is the missing graph beneath both: institutions, sponsors, people, businesses, programs, projects, capital, rules, transactions, and outcomes — organized so a place can coordinate economic activity with increasing precision over time.
The sequence
- 1. Local commerce. Establish the resident, merchant, sponsor, and program network around a concrete use case.
- 2. Reuse the network. Run additional incentives, benefits, visitor programs, rebates, and public-purpose distributions without starting from zero.
- 3. Coordinate capital. Extend the same structured relationships and evidence into project readiness, capital-stack workflows, reporting, and qualified-partner execution.
How we build
Operating principles
Start with a real economic loop
Stabletown begins with a bounded local-commerce network: an institution or sponsor funds a program, residents participate, merchants accept value, and the program owner can see what happened. The first deployment should be useful on its own — and reusable for what comes next.
Rent the rails, own the network layer
Card networks, wallets, payment processors, banking infrastructure, stable-value rails, and regulated financial-market infrastructure already exist. Stabletown owns the place-specific layer they do not: programs, participants, merchants, rules, orchestration, evidence, and the operating relationships around them.
Regulated execution stays with qualified partners
Stabletown does not issue securities, underwrite, act as a municipal advisor, provide legal advice, or take regulated roles by implication. When a workflow reaches regulated execution, the licensed parties remain in control.
Evidence compounds
A program should leave more than a campaign report. Participation, merchant activity, sponsor commitments, program rules, and outcomes become structured evidence that can improve the next intervention — and eventually help a place coordinate larger forms of capital.
Team
Founder-close by design. Built as a product company.
Early customers work directly with the people building Stabletown. That proximity is a product advantage: deployment constraints become software requirements quickly. The objective is not to scale bespoke consulting; it is to turn what works in one place into reusable infrastructure for many places.
Founder & CEO
Patrick Dunstone
Patrick leads product, market development, and the place-based economic thesis behind Stabletown. His work sits at the intersection of economic development, fintech, and community institution-building.
CTO
Mike McClintock
Mike leads Stabletown's technical architecture and product engineering, building the program, ledger, reporting, and integration infrastructure that turns the thesis into an operable network.
See the thesis become a product
Start with a real local-commerce program, not a company conversation.
The fastest way to understand Stabletown is to model one Local Dollars program and then walk through the seeded product experience. If you have an unusual institutional, technical, or financing constraint after that, the site will route you to the right human conversation.
Prefer the research path? Read the Stabletown Papers →